Better Benefits. Lower Costs. White-Glove Service.
Your benefits are broken—and they’re costing you. With OPOC.us, you get one strategic partner for healthcare, HR, payroll, and more, who actually helps lower your costs and take care of your people with white-glove service.
Today’s Employee Benefits Solutions Fall Short
Feel like you’re overpaying for a complex benefits process that doesn't serve your actual business needs? You’re not alone. Most traditional models aren’t designed for, nor support, small and mid-sized businesses —and it shows. From rising costs, and disconnected systems, too many employers are left to figure it out on their own and forced to accept rapidly escalating costs.
- Rising healthcare costs and a lack of transparency in where dollars are spent
- Disconnected systems for benefits, HR, and payroll
- Employees frustrated by confusing or impersonal service
Connected Solutions for HR, Benefits, and Beyond
OPOC delivers better care and real savings. We simplify benefits, HR, payroll, and wellness with white-glove support. Choose the services you need—or bundle them for maximum impact. Unlike brokers, we only win when you do- our shared savings model has help keep many clients' costs flat for 10+ years.
Customized group health insurance plans, including strategic planning; large employer benefits pricing; dental, vision, disability, life insurance; and COBRA administration.
Customized Healthcare & Benefits
CAREAdvocates are health benefit experts, providing concierge-level employee advocacy services for your most important asset- your people- at no incremental cost.
White-Glove Advocacy and Support
From recruitment to compliance, we streamline every part of your HR operations.
HR Services & Support
Integrated Payroll & Technology
Run payroll with ease. Track time, onboard digitally, and manage taxes through one seamless system.
Promote healthier habits with our custom wellness programs and incentives.
Employee Wellness & Engagement
One-Point-of-CARE™
A single, strategic partner for all your benefits, HR, and payroll needs that eases related administrative burdens for business leaders.
SIGNIFICANT FIRST-YEAR SAVINGS
Unlike the typical 10%+ annual rate increases most employers face, most OPOC clients cut total healthcare spend in their first year with OPOC. All while ensuring employees get the high-quality care they deserve.
When Businesses Choose CARE Over Convention
Here’s what our clients have to say.
Executive Director
“The Strategic Planning approach allows us to limit our exposure... we know that the people are out there beating the ground making sure we get the absolute best package we can for the employees."
Advocacy Nonprofit
President
"It was a very easy decision to make...the fact that it's much more creative than anything I've seen in 19 years of doing this and that it saves money in the long run... it's an easy thing to pull the trigger on."
Manufacturing & Fabrication Company
Director, Human Resources
“I thought it might be too good to be true, but through our experience, we have found that OPOC delivers real, tangible results. They can help you reduce costs, improve benefits, enhance care, and put controls in place to manage future costs.”
Statewide Industry Trade Association
Frequently Asked Questions
Have more questions? We know the benefits landscape can be complex. These answers can help you get started with confidence.
What is One-Point-of-CARE™?
One-Point-of-CARE™ is our all-in-one solution for managing employee benefits, HR, payroll, wellness, and retirement- through a single, strategic partner. It’s designed to simplify administration, reduce costs, and elevate the experience for both employers and employees. With OPOC.us, you get expert support, streamlined operations, and a proactive approach to controlling rising benefits expenses.
We’re not a broker—we’re your advocate. Traditional brokers often profit when your costs rise and offer generic solutions that overlook the unique needs of SMBs. OPOC is different: our shared savings model aligns our success with yours. We’re built to reduce your costs, enhance care, and provide hands-on support every step of the way.
How is OPOC different from a traditional broker?
We partner with small and mid-sized businesses across all industries—from construction firms to professional services. If you care about your team but feel underserved and overcharged by your current benefits provider, we can help.
What types of businesses does OPOC partner with?
Do I have to switch everything at once?
Not at all. We offer flexible, modular services. You can start with small business healthcare benefits or HR integration and add payroll, wellness and employee engagement programs or retirement services as your needs evolve.
Better Benefits, Real Savings, One Point of CARE
From healthcare administration and benefits planning to retirement, HR, payroll, and wellness, managing employee programs can be complex. OPOC.us simplifies it all. As your single strategic partner, we reduce costs, empower your team, and deliver white-glove support every step of the way.
Securities and Advisory Services offered through Cadaret Grant & Co. Inc. a Registered Investment Advisor, and Member FINRA / SIPC. OPOC.us and Cadaret Grant & Co. Inc. are separate entities.
Financial professionals associated with this site are registered to conduct securities business and licensed to conduct insurance business in certain states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
© 2025 OPOC.us. All rights reserved.
SERVING THOUSANDS OF SMBs FOR 25+ YEARS
Our unique infrastructure, built over 25 years in business serving thousands of SMB’s, replaces a fragmented approach with a comprehensive solution. The result? A simpler, more efficient, and more impactful process for businesses and their teams.
TRUSTED BY OVER 100,000 EMPLOYEES
Personalized support for employees and their dependents through our dedicated CARE Center, trusted by 100’s of thousands of employees and families across the country.
Our strategic planning process identifies hidden costs and opportunities for savings to help you achieve meaningful healthcare cost reduction. Most clients see significant reductions in healthcare spend—many even keep costs flat year over year—without sacrificing quality or coverage.
How does OPOC help me save money?
Our PersonalCARE Advocates™ become an extension of your team, offering white-glove support for every employee and their family. They help with everything from billing questions to finding the right doctor—and employees love them.
How do my employees benefit from the personalized support you offer?
What happens during onboarding?
We handle the heavy lifting. From data gathering to plan setup and employee education, we make onboarding smooth, fast, and painless for both leadership and your team.
How do I get started?
Simple—just schedule a consultation or request a proposal. We’ll start with a no-pressure conversation to learn more about your goals and show you how OPOC can support your team.
Better Benefits. Lower Costs. White-Glove Service.
Your benefits are broken—and they’re costing you. With OPOC.us, you get one strategic partner for healthcare, HR, payroll, and more, who actually helps lower your costs and take care of your people with white-glove service.
