Better Benefits. Lower Costs. White-Glove Service.
Your benefits are broken—and they’re costing you. With OPOC.us, you get one strategic partner for healthcare, HR, payroll, and more, who actually helps lower your costs and take care of your people with white-glove service.
Today’s Employee Benefits Solutions Fall Short
Feel like you’re overpaying for a complex benefits process that doesn't serve your actual business needs? You’re not alone. Most traditional models aren’t designed for, nor support, small and mid-sized businesses —and it shows. From rising costs, and disconnected systems, too many employers are left to figure it out on their own and forced to accept rapidly escalating costs.
- Rising healthcare costs and a lack of transparency in where dollars are spent
- Disconnected systems for benefits, HR, and payroll
- Employees frustrated by confusing or impersonal service
Connected Solutions for HR, Benefits, and Beyond
OPOC delivers better care and real savings by simplifying benefits, HR, payroll, and wellness with white-glove support. Choose a single service or bundle them for maximum impact.
Group insurance plans with strategic planning, large-employer pricing, and COBRA administration.
Customized Healthcare & Benefits
Dedicated CAREAdvocates provide expert employee benefits support at no extra cost.
White-Glove Advocacy and Support
From recruitment to compliance, we streamline every part of your HR operations.
HR Services & Support
Integrated Payroll & Technology
Run payroll with ease. Track time, onboard digitally, and manage taxes through one seamless system.
Promote healthier habits with our custom wellness programs and incentives.
Employee Wellness & Engagement
Retirement Planning
Give employees peace of mind with 401(k)/403(b) plans, personal guidance, and financial education.
SIGNIFICANT FIRST-YEAR SAVINGS
Most OPOC clients cut healthcare spend in their first year, without reducing care quality.
When Businesses Choose CARE Over Convention
Here’s what our clients have to say.
Executive Director
“The Strategic Planning approach allows us to limit our exposure... we know that the people are out there beating the ground making sure we get the absolute best package we can for the employees."
Advocacy Nonprofit
President
"It was a very easy decision to make...the fact that it's much more creative than anything I've seen in 19 years of doing this and that it saves money in the long run... it's an easy thing to pull the trigger on."
Manufacturing & Fabrication Company
Director, Human Resources
“I thought it might be too good to be true, but through our experience, we have found that OPOC delivers real, tangible results. They can help you reduce costs, improve benefits, enhance care, and put controls in place to manage future costs.”
Statewide Industry Trade Association
Frequently Asked Questions
Have more questions? We know the benefits landscape can be complex. These answers can help you get started with confidence.
What is One-Point-of-CARE™?
One-Point-of-CARE™ is our all-in-one solution for managing employee benefits, HR, payroll, wellness, and retirement- through a single, strategic partner. It’s designed to simplify administration, reduce costs, and elevate the experience for both employers and employees. With OPOC.us, you get expert support, streamlined operations, and a proactive approach to controlling rising benefits expenses.
We’re not a broker—we’re your advocate. Traditional brokers often profit when your costs rise and offer generic solutions that overlook the unique needs of SMBs. OPOC is different: our shared savings model aligns our success with yours. We’re built to reduce your costs, enhance care, and provide hands-on support every step of the way.
How is OPOC different from a traditional broker?
We partner with small and mid-sized businesses across all industries—from construction firms to professional services. If you care about your team but feel underserved and overcharged by your current benefits provider, we can help.
What types of businesses does OPOC partner with?
Do I have to switch everything at once?
Not at all. We offer flexible, modular services. You can start with small business healthcare benefits or HR integration and add payroll, wellness and employee engagement programs or retirement services as your needs evolve.
Better Benefits, Real Savings, One Point of CARE
Managing healthcare, HR, payroll, and retirement is complex, but OPOC makes it simple. We cut costs, streamline your programs, and provide white-glove support as your single strategic partner.
Securities and Advisory Services offered through Cadaret Grant & Co. Inc. a Registered Investment Advisor, and Member FINRA / SIPC. OPOC.us and Cadaret Grant & Co. Inc. are separate entities.
Financial professionals associated with this site are registered to conduct securities business and licensed to conduct insurance business in certain states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
© 2025 OPOC.us. All rights reserved.
SERVING THOUSANDS OF SMBs FOR 25+ YEARS
We’ve replaced fragmented benefits with a proven, comprehensive model for thousands of SMBs.
TRUSTED BY OVER 100,000 EMPLOYEES
Our CARE Center delivers personalized support to hundreds of thousands of employees and families nationwide.
Our strategic planning process identifies hidden costs and opportunities for savings to help you achieve meaningful healthcare cost reduction. Most clients see significant reductions in healthcare spend—many even keep costs flat year over year—without sacrificing quality or coverage.
How does OPOC help me save money?
Our PersonalCARE Advocates™ become an extension of your team, offering white-glove support for every employee and their family. They help with everything from billing questions to finding the right doctor—and employees love them.
How do my employees benefit from the personalized support you offer?
What happens during onboarding?
We handle the heavy lifting. From data gathering to plan setup and employee education, we make onboarding smooth, fast, and painless for both leadership and your team.
How do I get started?
Simple—just schedule a consultation or request a proposal. We’ll start with a no-pressure conversation to learn more about your goals and show you how OPOC can support your team.
Better Benefits. Lower Costs. White-Glove Service.
Your benefits are broken—and they’re costing you. With OPOC.us, you get one strategic partner for healthcare, HR, payroll, and more, who actually helps lower your costs and take care of your people with white-glove service.
